life style circle.
A themumgroup Consortium Program
A program developed by themumgroup Consortium, is a by invitation circle of open-minded private lenders financing the Consortium's programs.
By Invitation Only
Platinum Soft Money Loans
Your fund. Your Way.
Any Purpose Personal Loan. No Collateral.
POGI Car Sales and Leasing
No Down payment.
No Problem !
Brand New Cars
Helping Members fully pay their home mortgage in ten (10) years or less.
Home Ownership Redefined.
Helping Members EARN CASH from their Idle Assets, SAVE TAXES, and BUILD THEIR LARGE RETIREMENT NEST EGG together.
By Invitation Only
ARE YOU INVITED?
If you received an invitation to join the Circle, please register and follow the instructions as stated in the invitation.
The Consortium developed a member-based program wherein members pool their idle assets together to increase the Consortium's credit line, to finance its own private lending program for the benefit of its members. The credit line is the members' own private personal bank. Rather than paying interest to a bank or any other financial institution, the members pay a lower rate and keep the interest income for the benefit of the members.
MEMBER PRIVATE LOAN PROGRAMS INCLUDE BUT ARE NOT LIMITED TO THE FOLLOWING:
SECURITY OF THE MEMBER'S IDLE ASSETS
The Idle Asset is secured by the asset portfolio of the Consortium. The credit line utilized has a full payment guarantee backed up by the asset portfolio that includes cash, receivables, real estate, life insurance face and cash value, automobiles, and other assets of the Consortium.
The Consortium's cash and member's life insurance cash and face value of the policy is the exit strategy.
- Membership Fee - $10,000. Can be financed by the Consortium, No Credit Check. 0% Interest, 5% One Time Facilitaton Fees, 10% Annual Administrative Fees, Term 1 year, renewable. Principal balance can be deducted from the proceeds of the life insurance policy of the member.
- Member ID - thebentecard prepaid card with $100 - $1,000 pay-out for 12 months. (for select Members only)
- Down Payment Investment up to 10% - Towards the purchase of your real estate property. Not a Loan. No Interest. No Monthly Payments. You return the investment during a refi or sale of the property.
- Down Payment Loan up to 10%. No Credit Check Real Estate Acquisition, Refinance, Emergency Loan. Deposit. Closing Cost. No Credit Check. 1% less than your current Interest rate, 5% One Time Facilitation Fees, 5% Annual Administrative Fees (waived for Select Members Only). Term 1 year, renewable.
- Platinum Soft Money Loans - Up to $10,000 - $100,000 available loan funds. Same Hour Personal Any Purpose Loans. No Credit Check. 0% Interest, 5% One Time Facilitation Fees, 5% Annual Administrative Fees, Term 1 year, Renewable.
- Two Keys – Select Member home buyers may receive 1 key for their new home and 1 key for their brand-new car courtesy of the Circle.
- Two Keys Family Dinner - Access to invitation to the monthly family dinner. Each guest gets a chance to experience: (a) $100 raffled every minute. (Each guest will receive ten (10) free raffle tickets valued at $100). (b) One of the 65” flat screen Smart TVs raffled every 30 minutes.
- Premium Financing - Select Members only. Up to $1,000,000 per year, 10 years available bank loan funds towards the premium payment of the member’s large life insurance policy. Collateral is provided, and interest can be financed.
- Premium Interest Financing. No Credit Check. 0% Interest, 5% One Time Facilitation Fees, 10% Annual Administrative Fees, Term 1 year, renewable.
- Free Tax Preparation for new members.
- Free Review of your prior three (3) years tax returns for additional refunds that maybe legally due to you.
- Free Consultation on any IRS issues or audits.
- In-House Refund Advance. Any month. No Credit Check. 0% Interest, 10% One Time Facilitation Fees, Due, April the following year.
- POGI Car Loans - Up to $10,000 - $100,000 available POGI Car loan funds. No Credit Check. 0% Interest, 5% One Time Facilitation Fees, 5% Annual Administrative Fees, Term 1 year, Renewable. No Credit. No Down payment. No Problem. POGI Cars Delivered to your Doorsteps.
- Coming Soon! BluGre Coffee Franchise Opportunity. Strictly for Members Only.
- BluGre Business Loan. No Credit Check. 0% interest. 5% One Time Facilitation Fees. 5% Annual Administrative Fees. Term 5, 10 or 15 years. Renewable.
PREMIUM FINANCING IS A STRATEGY DESIGNED TO HELP CLIENTS ACQUIRE LARGE LIFE INSURANCE POLICIES USING OTHER PEOPLES MONEY.
IT IS FUNDING THE PAYMENT OF LARGE POLICY PREMIUMS THROUGH BORROWED FUNDS. THE COLLATERAL OF THE LOAN IS THE POLICY ITSELF. ONCE THE POLICY GENERATES ENOUGH SURPLUS CASH VALUE IN LATER YEARS, THE OWNER OF THE POLICY CAN THEN PAY BACK THE PREMIUM FINANCE LOAN FROM THE CASH VALUE.
"The main reason it works is very simple - all parties involved love it.
a) BORROWERS LIKE IT because they retain their assets to invest for higher returns than the cost of borrowing.
b) LENDERS LIKE IT because it gives them a secured long-term loan.
c) INSURANCE CARRIERS LIKE IT because it continues to provide them with large premiums, and
d) LIFE INSURANCE AGENTS LIKE IT because they benefit greatly from these objectives.
Insurance companies have developed specific products for those who want to finance their policies, minimizing the need for outside collateral while maximizing returns." (Forbes)